Stripe vs PayPal: Fee + Features Comparison

Stop overpaying for payment processing. See why more Canadian businesses are switching to GoGoInvoice for flat rates, next-day payouts, and real support.

A woman happy that her invoice has been sent by GoGoInvoice

How Does Stripe & Paypel Compare to GoGo?

Feature GoGoInvoice Stripe PayPal QuickBooks
Per Card Fee 2.5% + $0.10 2.9% + $0.30 2.9% + $0.49 2.9% + $0.25
Monthly Fee $0 $0 $0 $27–$60
Payout Speed Next day (free) 2–7 days (free) 1–7 days (+1.9%) 2–7 days
Currency CAD, USD CAD, USD CAD, USD CAD, USD
Support 100% Canadian US/Global US/Global US/Global
Tax Compliance All provinces Manual setup Manual setup Partial

How GoGoInvoice Stacks Up vs Stripe & PayPal

Feature GoGoInvoice Stripe PayPal
Free Unlimited Invoicing
Flat Rate Pricing
No Monthly Fees
Next-Day Payouts (No Holds)
Canadian Tax Compliance
100% Canadian Support
No Holds Ever

Why GoGoInvoice?

Smart Invoicing, Built for Canadian Business

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Free Customizable Invoices

Create and send professional invoices from your phone or laptop in under a minute. Add your logo, custom colors & attachments, no design skills needed.

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Recurring Billing & Reminders

Schedule recurring invoices for retainers or ongoing jobs. Set auto-reminders so you never have to chase down a payment.

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Fast, Flexible Payment Options

Clients pay instantly by credit card or e-Transfer in CAD. Perfect for a contractor's high-value projects, and freelancers sending quick one-offs.

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Keep More of Each Dollar

Flat 2.5% + $0.10 per transaction.
No monthly fees or hidden fees. No 21-day holds. Most users cut costs by 30%+ vs. Stripe, Square, PayPal, or QuickBooks.

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No Extra Hardware
(Unless You Want It)

Run everything from your phone or laptop. Ideal mobile-first contractors & freelancers looking for a invoicing and payment solution on-the-go. Cellular or Wifi-Enabled Clover terminals are available.

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100% Canadian Support

Get answers fast from a 24/7 support team via Live Chat, phone or email. Built by Canadians, for Canadians.

What Business Owners Say

Laura who is a GoGoInvoice user
Laura H.
Consultant

“I switched from PayPal and now save over $3,000 a year. Plus, I get paid faster.”

Alex who is a GoGoInvoice user
Alex T.
Contractor

“I can send invoices right from the job site and get paid the next day. Huge for my cash flow.”

Priya who is a GoGoInvoice user
Priya S.
Solopreneur

“Finally, an invoicing app that actually makes sense for Canadian freelancers.”

How Much Can You Save?

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Supporting All Canadian Small Busineses

Trades & Contractors

▪️Create invoices from your phone on site or on the road.
▪️Accept e-Transfers or card payments & get paid next business day.
▪️Send reminders, store client info, and keep your books clean, all in one place.

A general contractor looking at his invoices on a mobile phone

Consultants & Advisors

▪️Wow clients with professional, branded invoices & automated recurring billing.
▪️Bill for projects, retainers, or sessions & track it all easily.
▪️Accept high-value payments & get next-day CAD payouts so you can focus on delivering value.

A woman looking at her invoices on a laptop screen

Entrepreneurs & Freelancers

▪️ Send invoices in seconds, from anywhere, no accounting degree needed.
▪️ Never lose a dollar again to hidden fees.
▪️ Stay organized, look legit, & spend less time on admin.

A freelancer sending an invoice

Made for Canadian Business

No Guesswork. Just Free, Tax Compliant Invoicing
Invoice with fully compliant CA Tax regulations

Worry-Free Tax Handling

Generate invoices fully compliant with Canadian tax regulations.

Automatic tax calculator in green and yellow

Automatic Tax Calculations

Easily add the correct taxes to your invoices based on your client’s location.

Icon of a downloadable invoices for everyone

Perfect for All Business Owners

No guesswork, just invoices that keep you getting paid with ease.

All the Tools You Need. None of the Hassle.

Your GoGoInvoice Questions, Answered

Everything you need to know about payments, fees, and getting paid faster with GoGoInvoice. No jargon, just clear answers for Canadian small businesses.

How is GoGoInvoice different from Stripe, Square, PayPal or Quickbooks?

We’re built in Canada, for Canadians, combining modern invoicing tools with affordable, fast payments and support that speaks your language.

What are your payment processing fees?

We charge a simple 2.5% + $0.10 per transaction. That’s it. No monthly fees, no surprise charges, and no 21-day holds on your money.

How fast do I get paid?

You get your money fast; next business day direct to your Canadian bank account.

No long holds or waiting for US wires.

Do I need a US bank account to sign up?

Nope! GoGo is 100% Canada-first. All you need is a Canadian bank account to get started & receive payments.

Does GoGoInvoice work for teams and solo users?

Yes. Whether you’re a growing crew, consultant, or solo freelancer, GoGo scales with your needs.

Is support really based in Canada?

Yes! Our support team is based right here in Calgary & Mississauga. You’ll always get help from someone who understands your business and your needs.

Your Security is Our Priority

SSL Secure PCI DSS Compliant Android pay accepted Google PaY accepted Apple Pay accepted Clover payments accepted

All credit card payments go through the Clover Fiserv network. GoGoInvoice uses the same SSL encryption and PCI DSS compliance standards trusted by global payment leaders like Apple and Clover. Every transaction is protected and your data is never shared or sold.

Ready to keep more of every dollar?

Transparent pricing & no surprises.

Free invoices customized for your needs

100% Canadian support